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1. You acknowledge that there are certain risks associated with conveying instructions by electronic mediums, and hereby fully waive, discharge and indemnify VETIVA CAPITAL MANAGEMENT LIMITED in respect of any loss or damages resulting from the use of mobile phones or the internet to access any of its services.

2. Where confirmation of a transaction is transmitted to you through an electronic medium, VETIVA will not be liable to you or to any other person receiving the confirmation for or in respect of any direct, indirect or consequential liability, loss, damage or cost of any kind or nature resulting from the use of mobile phones or instructions sent through an electronic medium, whether or not as a result of the destruction of data, system malfunction, interruption of communication links or any other problem over which VETIVA has no control.

3. We reserve the right to record any telephone and electronic exchange between yourself and any member of our staff and you acknowledge that this is an international practice and is used solely for the purpose of resolving any disputes which may arise concerning telephone advice or internet instructions.